if you have a smart phone, you can deposit checks via your phone (and their app). I love it. It saves me a 40 mile r/t when I have checks to deposit. I know USAA Bank has had this functionality for a long time since so many of their clients are active duty military (and families) and the bank doesn’t have many (any?) branches.
Either because he doesn’t plan on being in Texas permanently or because he’s really lazy, but he still has his checking account with the bank in Ann Arbor. He has direct deposit and does everything online or with a debit card. He does have a small account with a local credit union strictly for checks from Grandmas and quarters for the laundry.
Can’t even get the ING checking (which is no more anyway) but an online debit card like paypal’s would be nice too; but not for us.